Settlement with Financial Institutions / Banks
Settlement with Financial Institutions / Banks
The term “settlement” refers to the process where both borrower and lender mutually resolve disputes or outstanding dues, avoiding prolonged litigation.
At NPA Consultants, we promote a structured, legal, and transparent approach to reach settlements that benefit both parties. We believe in business rebirth, ensuring both financial recovery and business continuity.
1. Buy time Legally:
The borrower must have a legal strategy and awareness of their rights. Safeguarding the asset is crucial, as it is the foundation of the borrower’s business and repayment capacity.
2. Strengthen your Business:
Banking and business go hand-in-hand. Rather than depleting resources by paying overdue interest and penalties, the borrower should revive business potential, restructure operations, and generate new revenue streams.
3. Settle with the Bank:
Once the business has stabilized, the borrower can focus on settling dues through a well-planned approach.
At NPA Consultants, under the expert guidance of Dr. Visswas Paanse and professional team, we use strategic tools like:
- Net Present Value (NPV) calculations
- Historical relationship analysis
- Revenue projection assessment
- Banker negotiation and compromise planning
