Our Philosophy
DON’T PAY BANK
till we meet.
Don’t look at business from banker’s point of view. Look at bank from business point of view.
Who is for whom? Bank is for business or business is for bank.
Don’t become unrewarded income earner for Bank.
Banking is an aid to trade and not trade by itself.
If business survives you can solve all your business problems, including bank.
NPA is not an end of your business.
Capital is nothing but discounting of future profit.
Never trust on a Bankers verbal assurances. Seek confirmations in writing that too from competent authority.
An Entrepreneur finds opportunity in every odd situation. Take it as an opportunity.
Land Labour Capital and Entrepreneurship are the four factors of production. Land and Capital are passive elements. Entrepreneurship and labour are active elements. Labour is an extension of Entrepreneurship as when he deskills certain task it becomes labour. Therefore only active element is Entrepreneurship.
Essence of business is creation of value additions.
There are only two reasons for any business entity needs to be in existence… One is to gain customers and other is to retain customers.
If a borrower is not paying bank dues there are only two reasons. Either he is not able to or he does not want to repay.
Borrowers in capabilities can be improved but ill intentions are to be dealt with sternly.