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Terms of Service


These Terms of Service (“Terms”) govern your access to and use of the website operated by NPA Consultant Private Limited (“Company”, “we”, “us”, or “our”). By accessing or using this website, you agree to be bound by these Terms. If you do not agree, please discontinue use of the website.


1. Scope

These Terms apply to all visitors, users, clients, and others who access or use the website https://npaconsultant.in/ (“Website”).
The Website provides information and professional services related to financial consultancy, NPA advisory, recovery support, and business compliance.


2. Acceptance of Terms

By accessing or using the Website, you acknowledge that you have read, understood, and agreed to these Terms and any applicable laws and regulations.
Continued use of the Website constitutes ongoing acceptance of these Terms, including any future modifications.


3. Services Provided

NPA Consultant Private Limited provides professional services including but not limited to:

  • Non-Performing Asset (NPA) advisory

  • Financial restructuring and recovery guidance

  • Banking, legal coordination, and compliance consultancy

  • Business and financial advisory services

All content on the Website is provided for general informational purposes only and shall not be considered legal, financial, or investment advice unless expressly agreed in writing.


4. User Content

If you submit enquiries, forms, documents, feedback, or other materials through the Website (“User Content”):

  • You grant the Company a non-exclusive, royalty-free right to use such content solely for business, communication, and service-related purposes.

  • You confirm that the information provided by you is accurate and lawful.

  • The Company does not claim ownership of User Content but reserves the right to remove or refuse any submission at its discretion.

No confidential or fiduciary relationship is created by submitting User Content through the Website.


5. Permissible Use

You agree to use the Website only for lawful purposes and not to:

  • Misuse the Website or its content

  • Attempt unauthorized access to systems or data

  • Upload malicious software or harmful code

  • Misrepresent identity or affiliation

  • Interfere with the Website’s security or functionality

Any misuse may result in suspension or termination of access.


6. Termination of Use

The Company reserves the right to suspend or terminate access to the Website, without notice, if:

  • These Terms are violated

  • The Website is misused

  • Required by law or regulatory authority

The Company shall not be liable for any loss arising from such termination.


7. Confidential Information

Information shared through the Website is generally not considered confidential, unless expressly agreed in writing.
Users are advised not to submit sensitive or proprietary information unless specifically requested under a formal engagement.


8. Privacy and Data Protection

Personal information collected through the Website is handled in accordance with the Company’s Privacy Policy.
By using the Website, you consent to the collection, storage, and processing of your information for legitimate business purposes.


9. Intellectual Property Rights

All Website content, including text, logos, graphics, layout, and design, is the exclusive property of NPA Consultant Private Limited and is protected under Indian intellectual property laws.

Unauthorized copying, reproduction, modification, distribution, or commercial use is strictly prohibited.


10. Responsibility for Content and Links

The Company makes reasonable efforts to ensure accuracy but does not guarantee completeness or reliability of Website content.
The Website may contain links to third-party websites. The Company is not responsible for the content, policies, or practices of such external websites.


11. Disclaimer of Warranties

The Website and Services are provided on an “AS IS” and “AS AVAILABLE” basis.
The Company disclaims all warranties, express or implied, including but not limited to accuracy, reliability, fitness for a particular purpose, or uninterrupted availability.


12. Limitation of Liability

To the maximum extent permitted by law:

  • The Company shall not be liable for indirect, incidental, special, or consequential damages

  • No liability shall arise from reliance on Website content

  • Use of the Website is entirely at your own risk


13. Indemnity

You agree to indemnify and hold harmless NPA Consultant Private Limited, its directors, employees, and affiliates from any claims, losses, or liabilities arising from:

  • Your use of the Website

  • Violation of these Terms

  • Submission of false or unlawful information


14. Applicable Law and Jurisdiction

These Terms shall be governed by and interpreted in accordance with the laws of India.
All disputes shall be subject to the exclusive jurisdiction of courts located in India.


15. Survival

Sections relating to intellectual property, limitation of liability, indemnity, governing law, and confidentiality shall survive termination of Website use.


16. Waiver and Severability

Failure to enforce any provision shall not constitute a waiver.
If any provision is held invalid or unenforceable, the remaining provisions shall continue in full force.


17. Entire Agreement

These Terms constitute the entire agreement between you and the Company regarding use of the Website and supersede any prior understandings.


18. Changes to Terms

The Company reserves the right to revise these Terms at any time.
Continued use of the Website after changes are posted constitutes acceptance of the revised Terms.


19. Contact Information

For questions regarding these Terms of Service, contact:

NPA Consultant Private Limited
🌐 Website: https://npaconsultant.in/
📧 Email: info@npaconsultant.in

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